For quite some time now, the American Healthcare System has been this weird public-private sector hybrid. The Affordable Care Act (ACA), more commonly known as Obamacare, enacted an individual mandate: all people must be covered by some sort of health insurance, barring some exceptions based on religion or socioeconomic background. However, there are many sources of health insurance coverage from which people could theoretically choose, which is where the public vs. private hybrid mess begins... PRIVATE vs. PUBLIC Most people who are covered by private insurance companies (including BlueCross BlueShield, United, Aetna, Cigna, etc.) receive their plans from employers. Typically, costs for the insurance premium, or what is owed each month to the insurance company to, you know, stay insured, is deducted from the employee's paycheck. Usually, works will get some choice of which insurance plan works best for their lifestyle. However, receiving health insurance through an employers...